How to Move to Portugal (2026): Step-by-Step Relocation Guide for Expats
Moving to Portugal has become one of the most popular choices for expats in Europe. With its warm climate, relatively low cost of living, and high quality of life, Portugal attracts thousands of people every year.
This guide explains exactly how to move to Portugal in 2026, including visas, requirements, and essential steps. Before relocating, it is important to understand Portugal’s tax system.
Why Move to Portugal?
Portugal offers a combination of lifestyle and stability that appeals to expats worldwide:
- Safe and politically stable country
- Affordable compared to other Western European countries
- High-quality healthcare system
- Welcoming expat communities
- Strong visa options for non-EU citizens
Cost of Living in Portugal
Portugal is still relatively affordable compared to other Western European countries, although prices have increased in recent years.
Average monthly costs:
- Rent (1-bedroom apartment): €800–€1,500 in Lisbon, lower in smaller cities
- Groceries: €200–€350 per person
- Utilities: €100–€150
- Transport: €40–€60 monthly pass
Smaller cities like Braga, Coimbra, or Setúbal are significantly cheaper than Lisbon or Porto.
Finding Housing in Portugal
Finding accommodation can be competitive, especially in Lisbon and Porto. Some of the most popular platforms are Idealista, Imovirtual or Facebook groups.
During the process of looking for a house in Portugal, you might want to know some tips:
- Be ready to pay 2–3 months upfront
- Have documents ready (proof of income, passport, etc.)
- Consider temporary accommodation at first
Not sure where to settle? Explore our guide to the best places to live in Portugal for expats.
Working and Doing Business
Portugal is becoming a growing hub for remote workers and startups. Some options include remote work for foreign companies, freelancing and starting a business (relatively straightforward process).
Lisbon and Porto have strong expat and startup communities.
Healthcare System
Portugal has both public and private healthcare systems.
- Public healthcare (SNS): affordable, widely used
- Private healthcare: faster access, higher cost
Most expats use a combination of both.
Step-by-Step Guide to Moving to Portugal
1. Choose the right visa
If you are a non-EU citizen, you will likely need a visa to live in Portugal long-term. It will depend on your situation, but the most common visa options include:
- D7 Visa (passive income)
- Digital Nomad Visa (D8) (remote work)
- Work Visa (employment in Portugal)
- Golden Visa (investment route, more restricted now)
- Other residence permits
Each visa has different requirements, but most applicants need proof of income, accommodation, and health insurance.
2. Get your NIF (tax number)
You will need a Portuguese taxpayer identification number, also known as NIF (número de identificação fiscal). This number is essential for:
- Purchasing goods or services
- Open a bank account
- Rent property
- Sign contracts
3. Open a Portuguese bank account
Most visas require proof of financial stability in Portugal.
4. Find accommodation
You can rent long-term or short-term while settling in.
5. Apply for residency
After arrival, you will register with Portuguese authorities (AIMA).
Cost considerations
Before moving, it’s important to understand:
- Cost of living in Portugal
- Rental prices
- Healthcare costs
👉 Read more in our Cost of Living Guide.
FAQ
Is Portugal easy to move to?
Yes, especially with structured visa options like D7 or Digital Nomad Visa.
Do I need to speak Portuguese?
Not initially, but it helps long term.
How much money do I need to move?
It depends on visa type and lifestyle, but financial proof is required.
Final Thoughts
Moving to Portugal is an exciting opportunity, but preparation is key. Understanding visas, housing, and cost of living will make your transition much smoother.
If you are planning your move, start early and research your specific visa route carefully.
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